American Income Life Credit Union Center - Resources

Model Policies

• ADA Compliance Procedures
• Asset/Liability/Funds Management
• Credit Union Disaster Kit
• Strategic Plan
• AIDS Policy
• Guidelines for Cashing Member Checks
• Credit Union Business Plan
• Collection Procedures - Eastern Credit Union
• Investment Policy Manual
• Keys to Increasing Your CAMEL Rating
• Loan Policy
• Personnel Policies
• Repossession Policy, Motor Vehicle
• Security, Credit Union Building
• Sexual Harassment Policy
• Succession Policy
• Termination, Credit Union Employee
• Records Retention Policy
• Bank Secrecy Act & Checklist for Credit Unions
• Policy on the Immigration Reform and Control Act of 1986

PAC-CARD

In these times of highly competitive auto financing, it's more important than ever to retain every auto loan possible. Through American Income's PAC-CARD program, you can do exactly that. Designed with you and your members in mind, the PAC-CARD allows the credit union to pre-approve a line of credit for the member, before they begin shopping for a new car, so they already know how much car they can afford. Once the member negotiates the purchase price, they simply present their PAC-CARD to complete financing and purchase.

• PAC-CARD example